Privacy Policy

This Privacy Policy explains how AMFFL collects, uses, and shares your personal data when you use https://amffl.com.ng and the AMFFL mobile application (together the “Service”).

By using the Service, you confirm that:

  1. You have read, understood, and agree to this Privacy Policy.

  2. You are at least 16 years of age, or have your parent/guardian’s consent if younger.

If you do not agree with this Privacy Policy, please stop using the Service and contact us at support@amffl.com.ng to request deletion of your account and data.

For this policy, “process” means collect, store, use, disclose, or otherwise handle personal data.

1. Data Controller

AMFFL Online Marketplace, registered in the Federal Republic of Nigeria, is the controller of your personal data.

2. Categories of Personal Data We Collect

2.1. Data you provide directly

When you register, post ads, or interact with the Service, we may collect:

  • Name, email, and phone number (required information).

  • Gender, date of birth, and address details.

  • Uploaded content such as photos, descriptions, CVs, or other information you choose to share in your ads.

  • Identification documents (when required for account recovery, restricted categories, or verification).

You may also provide additional information when contacting support to resolve account issues.

Important: Any personal information you include in ads (e.g., phone number, address, CV) will become publicly available. Please consider carefully what you share.

2.2. Data from third parties

If you choose to log in or verify your identity through a third-party service, we may receive information such as your name, email address, and profile picture from:

  • Google

  • Apple

  • Meta (Facebook)

  • Truecaller

Third-party verification services may also confirm your identity using official government ID and facial recognition checks.

2.3. Data we collect automatically

When you use AMFFL, we may collect:

  • Device and Location Data: IP address, device type, operating system, mobile carrier, time zone.

  • Usage Data: how you use the platform, ads you view, time spent, clicks, and interactions.

  • Advertising IDs: Apple Identifier for Advertising (IDFA) or Google Advertising ID (AAID).

  • Cookies and Similar Technologies: to improve user experience and prevent fraud. (See our Cookies Policy).

  • Transaction Data: details of payments made through the platform (processed by third-party payment providers such as Paystack or Flutterwave).

3. Data Protection Principles

We are committed to ensuring that personal data is:

  • Processed lawfully and for specific purposes.

  • Accurate and kept up to date.

  • Stored only as long as necessary.

  • Protected against unauthorized access, loss, or misuse.

4. Purposes of Processing Personal Data

We process your personal data to:

  • Provide and improve the Service.

  • Enable account creation and secure login.

  • Facilitate communication between buyers and sellers.

  • Verify identity and prevent fraud.

  • Send notifications, service updates, and marketing (where permitted).

  • Personalize your experience and show relevant ads.

  • Comply with legal obligations.

5. Legal Basis for Processing

We process personal data on the following grounds:

  • Your consent (e.g., cookies, marketing emails).

  • To perform our contract (providing the Service).

  • Our legitimate interests (fraud prevention, improving features, personalized ads).

  • To comply with legal obligations.

6. Sharing of Personal Data

We may share your personal data with:

  • Service Providers (hosting, analytics, payment processors, marketing partners).

  • Law Enforcement (when required by law or to prevent fraud).

  • Business Partners or Successors (in case of a merger, acquisition, or sale of business).

7. Your Privacy Rights

You have the right to:

  • Access, update, or correct your personal data.

  • Request deletion of your personal data.

  • Restrict or object to certain processing, including marketing.

  • Request a copy of your data.

To exercise these rights, email support@amffl.com.ng.

8. Age Limitation

We do not knowingly process personal data of users under 16 years of age. If you believe a child has provided us data, please contact us immediately.

9. International Data Transfers

Some of our service providers may process your data outside Nigeria. Where this occurs, we take steps to ensure your data is adequately protected.

10. Data Retention

We will keep your personal data only as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce agreements.

11. Changes to this Policy

We may update this Privacy Policy from time to time. Changes will be posted on our website or app, and continued use of the Service constitutes your acceptance of the updated terms.

12. Contact Us

If you have questions about this Privacy Policy or how your data is handled, please contact us:

📧 support@amffl.com.ng